| 2. This coverage is most commonly used by people changing jobs, recent
graduates and self-employed individuals. Most people are eligible for this
coverage but a pregnancy or any catastrophic diseases in your family will
disqualify you from applying for this type of coverage.
3. The coverage is equally effective throughout the entire United States.
There are no networks of medical providers to worry about in these plans.
All doctors and hospitals are covered. The simplicity of the coverage is
one of the most attractive features. |
|
I offer a national healthcare program that offers you access to
reduced rates of up to 80% on your medical care. Providers include
physicians, specialists, hospitals, surgical centers, diagnostic
services, dentists, vision centers, pharmacies, chiropractors, hearing
centers and much more. |
| 4. STM coverage is not valid for medical treatment outside of the United
States. For this type of coverage you need to enroll in a separate
international medical plan (also available at ww.medsave.com) that is
usually easy to obtain and very affordable. |
|
Trip cancellation insurance is different than medical insurance coverage.
Heres a link to the story you are referring to
http://www.nytimes.com/2001/05/13/travel/13PRAC.html that discusses various
types of insurance, including both trip cancellation and medical. |
| SHORT TERM MEDICAL INSURANCE is easy to purchase in most states. This is
usually much less expensive than COBRA but it does not cover the expense for
any pre-existing medical condition. It would not be appropriate, for
example, if you were pregnant. Most of these policies today are purchased
directly on the Internet. www.MedSave.com offers short term medical
coverage to residents of 46 U.S. states and foreign countries. Despite the
name short term, you can usually re-apply for this insurance when it
expires and thereby continue to do this for as long as you need it. |